We can take the pain out of the insurance claims process and get you maximum claim payout.

Call 800-654-3041 for Babylon, NY homeowners and business owners looking for guidance through the insurance claim process. 

Our professional insurance adjusters — licensed in NY — serve residents and business owners with insurance claims in Babylon, New York in the following areas:

• Village Center

• Park Ave

• Deer Park Ave

• Trolley Line Rd

• Little East Neck Rd

• For other areas not listed, call us.

Call Marc Lancaric at 800-654-3041 for a free insurance claim consult for your wind, flood, or structural collapse damage.

Global Patriot Adjusters is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an NY insurance claim. We maintain the best reputation in the public adjuster business because we take every insurance claim for every client as a project with personal ownership and accountability.

"My team is here to help you get the most money for your insurance claims. We work for you!" — Marc Lancaric

For condominium owners in Babylon dealing with flood damage, using a public insurance adjuster can be a critical step in managing your insurance claim effectively. Here are valuable tips for engaging a public insurance adjuster in this situation:

1. Understand Public Adjusters: Public insurance adjusters are experts in insurance claims, hired by the policyholder rather than the insurance company. They assess property damage and negotiate claims to ensure that you receive an adequate settlement. This expertise is especially useful in handling complex flood damage claims, which often involve significant property damage and intricate policy details.

2. Review Your Insurance Coverage: Before proceeding with a claim, it's important to thoroughly understand both your personal condo insurance policy and the master policy of the condo association. Flood damage may not be covered under standard policies and could require specific flood insurance. Knowing what is covered and where responsibilities lie is crucial for effectively navigating your claim.

3. Document All Damage: After a flood, document all damages as soon as it is safe to do so. Take detailed photographs and videos of all affected areas, including structural elements and personal belongings. This documentation is vital for substantiating your claim and will be used by your public adjuster to argue for a fair settlement.

4. Hire a Skilled Adjuster: Choose a public insurance adjuster with specific experience in flood damage and familiarity with Babylon's local conditions and regulations. Check their credentials to ensure they are licensed and capable. Local experience can be beneficial, as these adjusters often have established relationships with local insurers and understand regional nuances of flood claims.

5. Prompt and Accurate Claim Filing: Your adjuster will help gather necessary documentation and file the claim in accordance with your insurance policy's requirements. They ensure that all details are accurate and submitted on time, which is critical to the success of your claim.

6. Negotiation and Settlement: Public adjusters are skilled negotiators who deal directly with the insurance company on your behalf. Their expertise can be invaluable in securing a fair settlement that adequately covers your losses and necessary repairs.

7. Fee Considerations: Public adjusters typically charge a percentage of the claim payout. Discuss their fees upfront and consider this cost against the potential increase in your settlement amount.

By employing a public insurance adjuster, you can navigate the complexities of flood damage claims more smoothly and ensure that your financial recovery from such an event is maximized. This professional support can be particularly advantageous in ensuring that every aspect of your claim is thoroughly managed.

About Babylon NY

Babylon is one of ten towns in Suffolk County, New York, United States. Located on Long Island, the town population was 214,191 as of the 2010 census. Parts of Jones Beach Island, Captree Island, and Fire Island are in the southernmost part of the town. It borders Nassau County to the West, and the Atlantic Ocean to the South. At its westernmost point, its location is approximately 20 miles (32 km) from New York City at the Queens border, and approximately 30 miles (48 km) from Manhattan. There is also a village of Babylon located within the town.

State parks

• Belmont Lake State Park, a state park in the northeast part of the town.

• Captree State Park, a state park partly in the southeast part of the town and adjacent to the Fire Island Inlet.

• Gilgo State Park, an undeveloped preserve on a barrier island on the southern side of the town.

• Robert Moses State Park, a state park on Fire Island is partly in the town.

Source: Wikipedia, Babylon, NY