Central Massachusetts (north of Worcester MA) Public Insurance Adjusters
Central Massachusetts areas we offer public insurance adjusting services:
We are helping Central MA home, condominium, and business owners with insurance claims from hurricane and wind storm insurance damage claims.
Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.
We work for you to maximize your claim!
Specializing in mold damage, storm damage, ice dams, wind damage, sink holes, and more — we can help. Contact us today with questions about your insurance claim at 508-280-6499.
For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.
“My team is here to help you get the most money for your insurance claims. We work for you!”
— Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster
508-408-5533
Assessing Property Damage After a Winter Storm in Massachusetts: A Guide for Homeowners & Business Owners
Winter storms in Massachusetts can cause severe property damage, including structural issues, wind damage, water infiltration, burst pipes, and business interruptions. After a storm, a thorough damage assessment is crucial for filing an accurate insurance claim and ensuring a smooth recovery process. Many property owners choose to work with a private insurance adjuster to maximize their claim and avoid underpayment.
1. Conducting a Thorough Damage Assessment
Before filing an insurance claim, carefully assess your property for damage. Use the following checklist to ensure nothing is overlooked:
Exterior Damage
Roof & Shingles – Look for missing, cracked, or lifted shingles, which can lead to leaks.
Siding & Windows – Check for cracks, broken glass, or signs of water intrusion.
Gutters & Downspouts – Ensure they are intact and properly attached to prevent further water damage.
Trees & Landscaping – Identify fallen branches or trees that could cause secondary damage.
Interior Damage
Ceilings & Walls – Look for stains, sagging, or peeling paint, which may indicate water leaks.
Floors & Carpets – Inspect for warping, buckling, or mold growth caused by moisture.
Basements & Crawl Spaces – Check for standing water, foundation cracks, or sump pump failure. vContact us today with questions about your insurance claim at 508-280-6499.
Plumbing & Heating System
Frozen or Burst Pipes – Examine exposed pipes and listen for unusual noises in the plumbing system.
Water Heater & Boiler – Ensure they are functioning properly and haven’t sustained damage.
HVAC Systems – Check for blocked vents, ice buildup, or water damage from leaks.
Business-Specific Damage
Equipment & Inventory – Assess any storm-related damage to machinery, stock, or office equipment.
Loss of Income – Document any forced closures, supply chain disruptions, or loss of business due to the storm.
Contact us today with questions about your insurance claim at 508-280-6499.
2. The Benefits of Hiring a Private Insurance Adjuster
A private insurance adjuster (also called a public adjuster) works on behalf of property owners—not the insurance company. Their expertise ensures you receive a fair and full settlement for your claim.
Why Hire a Private Adjuster?
✔ Maximize Your Claim – Insurance companies may undervalue or deny claims. A private adjuster ensures you get what you’re owed.
✔ Expert Damage Assessment – Adjusters have experience identifying hidden damages that you may miss.
✔ Hassle-Free Process – They handle all paperwork, negotiations, and claim disputes.
✔ Business Interruption Claims – They help business owners document lost revenue and prove financial impact.
When to Call a Private Adjuster
If your insurance payout is lower than expected or your claim is denied.
When dealing with complex damages like structural failure, mold, or ongoing water issues.
If the insurance company’s adjuster is unresponsive or pressuring you to settle quickly.
When filing a large or commercial claim where underpayment could result in financial hardship.
3. Steps to Filing a Successful Insurance Claim
Step 1: Document Everything
Take photos and videos of all visible damage.
Create a written list of damaged items, including dates of purchase and estimated values.
Save receipts for any emergency repairs or temporary accommodations.
Step 2: Contact Your Insurance Provider
Notify your homeowners or business insurance company as soon as possible.
Ask for a copy of your policy to review coverage details.
Step 3: Get an Independent Inspection
Schedule a visit from a private insurance adjuster to get a second opinion before accepting the insurance company’s estimate.
Step 4: Negotiate Your Settlement
If the insurance company’s offer is too low, your adjuster can negotiate on your behalf.
Avoid accepting a quick settlement—some damage may appear weeks or months later.
Contact us today with questions about your insurance claim at 508-280-6499.
4. Preventing Future Winter Storm Damage
To minimize damage from future winter storms, consider the following proactive measures:
✔ Insulate Pipes – Prevent freezing and bursting by adding pipe insulation in unheated areas.
✔ Clean Gutters – Remove leaves and debris to prevent ice dams and water damage.
✔ Trim Trees – Cut back overhanging branches that could fall on your home or business.
✔ Reinforce Roofing – Regularly inspect and repair weak or missing shingles.
✔ Install Backup Power – A generator can keep heating systems running during power outages.
Conclusion
Winter storms can cause significant financial and structural damage to homes and businesses in Massachusetts. A thorough assessment, proper documentation, and the help of a private insurance adjuster can ensure you receive a fair insurance payout. If you’ve suffered damage from a winter storm, act quickly to file your claim and consider working with an adjuster to protect your financial interests.
top image source: Flickr, Adam Rose
