Vandalism Insurance Claims - Public Adjuster NH, CT, RI, MA, ME, NY

Vandalism Insurance Claims – Another Reality of Harsh Winter Weather

“The Insurance Carriers often seem deaf to the results of Vandalism.  When we file Vandalism Insurance Claims we backstop the claim with details and follow-up with strategies we have sharpened over hundreds of Vandalism Insurance Claims.  On Vandalism Insurance Claims, you truly need a Public Adjuster.” Marc Lancaric – Public Adjuster & President of Global Patriot Adjusters, LLC.

There is little that can make a home or business owner feel worse than when vandals seeking some sick joy of damaging your property, or theft of the metals that are part of running your heat and power.  For a host of reasons, the winter seems to bring a pronounced increase in Vandalism Insurance Claims.

If you your Home or Business is faced with an untimely attack resulting in Vandalism Insurance Claim, be prepared for a more harsh push back from your insurance carrier than with many other types of Wind and Fire Insurance Claims. 

WHAT TO DO WITH YOU NEED TO FILE VANDALISM INSURANCE CLAIMS:

1. File a Police Report
2. Contact Your Insurance Carrier to let them know you are going to file Vandalism Insurance Claims.
3. If plumbing, Electrical, or Structural problems exist, contact professionals in your area to secure each of these systems in a way to protect your property from further damage.  You will always need to “contain the loss,” to keep your insurance carrier from limiting the claim. 
4. Take lots of pictures.  Take 100 or more of the condition to be on the safe side of being able to prove the loss.
5. Contact us to be your Public Adjuster. The earlier you can contact us the better it will be in bringing about fast action by your insurance carrier handling the vandalism insurance claims for your property.  

WHAT TO EXPECT WHEN YOU HIRE US TO HANDLE YOUR VANDALISM INSURANCE CLAIMS:

When you contact Global Patriot Adjusters, you can expect our team to come alive with action regarding your needs.  We will meet with you, and being detailed course of action. 

• Initial Loss Investigation – Identify Cause of Loss (COL)
  • Replacement Cost Value (RCV)
  • Actual Cash Value (ACV)
  • Additional Living Expenses (ALE)
  • Depreciation / Recoverable Depreciation
  • Resolution and any other terminology related to your loss

• Analyze Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
• Advise you on clean-up and how to proceed with recovery
• Negotiate with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances
• Create detailed report for you and insurance company of all damages resulting from loss
• Summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, food, etc…
• Clearly explain all policy language

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Pipe Break or Frozen Pipe Insurance Claims - Public Adjuster CT, NY, MA, ME, RI, NH

When you have a Pipe Break or Frozen Pipe Insurance Claims you need a Public Adjuster!

pipe break insurance claim marc lancaric public adjuster

It is hard to believe what a single split pipe can do to the interior of your property.  While walking a property yesterday, in Jewel City, Ct  Marc Lancaric  - Public Adjuster said; "If water can - It will - no matter how many times we see it - it is always amazing..  the magnitude of the damage by ice and water!"

Pipe Break or Frozen Pipe Insurance Claims

1.  Turn off the water at the main.
2.  Call a Plumber.
3.  Take Pictures (lots of them), and Report the Loss to Your Insurance Carrier.
4.  Call a Public Adjuster to manage the claim on your behalf.

Once Global Patriot Adjusters Takes on Your Pipe Break or Frozen Pipe Insurance Claim in CT, NY, MA, ME, RI or NH

Once you call Global Patriot Adjusters, LLC, we will visit  your property, assess the damage, and build an estimate of the true value of the claim.  We aren't going to make a schedule to come out 10 days from now, we are going to rush to you, because time is of the utmost importance in this process.  The insurance company will delay you, we will not allow this!  You can expect the following to occur.

• Meet with your insurance company adjuster to work out details of the claim. 
• Work with you to help to organize content losses, and get a fast payment.
• Work with your carrier to get an advance on your loss, so  you can get back to normal faster. 
• Work with your carrier and contractor to demand a fair and fast settlement.
• We will work to help you avoid all costly pitfalls of the insurance claim process. 

"There is nothing more important in dealing with a Pipe Break or Frozen Pipe Insurance Claim than to move with speed.  As your public adjuster, we bring speed and priority to your claim.  There are few tricks of the insurance industry we haven't learned to beat." Marc Lancaric - Public Adjuster & President of Global Patriot Adjusters.  With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

NOR'EASTER INSURANCE CLAIM HELP - Duxbury, Scituate, Plum Island, Plymouth -Public Adjuster

NOR'EASTER INSURANCE CLAIM HELP - PUBLIC ADJUSTER

Duxbury,  Scituate, Plum Island, Sandwich, Plymouth, Salisbury, Hull and Marshfield were severely damaged after the January 3rd, 2014 Nor'easter.  Boston is now up to 26.8” of snow for this winter season, roughly  17” above what we would “normally” as of January 3rd.  

IF YOUR HOME OR BUSINESS WAS DAMAGED BY THE NOR'EASTER THERE ARE CRITICAL STEPS YOU MUST FOLLOW:

1. Take Pictures of Your Damage.

Back up, take wide shots, and take more than you think are needed.  We will usually take over 120 pictures of any loss when we act as your Public Adjuster.  This  is Key to winning a fair settlement.

2. Do Not Throw Away Your Damaged Contents Yet.

Take pictures of the damage to the contents, but do not throw them out prior to proper assessment by your insurance company and Public Adjuster.

3. Wait to Hire Labor for the Repairs - Briefly

We don't tell you not to repair your property, but we do want you to consider key items that will help us settle your claim before you hire the labor to fix the property.  As your Public Adjuster we will help you avoid the pitfalls many experience when entering this process.   Sometimes how you hire labor will determine the speed at which you are paid for your claim by as much as 6 months.

Contact Global Patriot Adjusters, LLC at  800-654-3041

Just as your Insurance company has their own interest in mind, we as your Public Adjuster, only have your interest as our focus!" Marc Lancaric - Public Adjuster  - President of Global Patriot Adjusters, LLC

Contact Us for quick action on your claim 800-654-3041.

Ice Dam Insurance Claims - Public Adjuster

Global Patriot Adjusters, LLC handles hundreds of Ice Dam Insurance Claims every year. These are some of the most tedious claims to prove out because the damage is often layers deep in the roofing then building structure. We have handle most of these claims in New Hampshire, Massachusetts, Connecticut, Rhode Island, Vermont, Maine, and New York

Marc Lancaric - Public Adjuster says "Insurance Companies Deny Ice Dam Claims with a bunch of excuses we have learned to overcome!"

Ice dams on roofs form when accumulated snow on a sloping roof melts and flows down the roof, under the insulating blanket of snow, until it reaches below freezing temperature air, typically at the eaves. When the melt water reaches the freezing air, ice accumulates, forming a dam, and snow that melts later cannot drain properly through the dam.

Ice dams may result in leaks through the roofing material, possibly resulting in damaged ceilings, walls, roof structure and insulation, damage or injury when the ice dam falls off or from attempts to remove ice dams.

Reasons Ice Dam Insurance Claims Require a Public Adjuster:

1. The casual way the insurance industry looks at ice dam claims means small settlements.
2. The building is comprised of systems; roof, insulation, walls, structure. These systems have to be addressed in the repairs and damage assessments for ice dam insurance claims.
3. Insurance carriers will often deny or otherwise limit claims based on faulty information of neglect by the owner.

Global Patriot Adjusters settle Ice Dam Insurance Claims Quickly.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Marc Lancaric - Public Adjuster TERMINATED INSURANCE CLAIM DELAYS

Insurance claim delays for clients he represents this month.

It was another powerful month of claims and resolutions for Global Patriot Adjusters, LLC & Marc Lancaric - Public Adjuster & President. We say around the office - that we "Terminated the delays" the "troubles," and the general problems associated with insurance claims. We call Marc Lancaric the "Terminator" for good reason. Any Large Public Adjusting firm needs a leader to set the standard, we are proud that again we have:

• TERMINATED the view of Insurance Adjusters by calling in contractors to give a third-party view of the claim and provide a proper scope.
• TERMINATED  the delays owners were having getting payouts for contents and advances.
• TERMINATED delays in getting overhead & profit payments to insurance holders.
• TERMINATED the lack of assistance the insurance carrier office was providing.
• Terminated the contact the owners faced with the insurance adjuster, let the Public Adjuster speak on your behalf

GET YOUR INSURANCE TROUBLES TERMINATED

Call Global Patriot Adjusters for assistance in any capacity needed with your claim.

How we work:

• Initial Loss Investigation – Identify Cause of Loss (COL)
• Analyze Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
• Advise you on clean-up and how to proceed with recovery
• Negotiate with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances
• Create detailed report for you and insurance company of all damages resulting from loss
• Summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, food, etc…
• Clearly explain all policy language:
  • Replacement Cost Value (RCV)
  • Actual Cash Value (ACV)
  • Additional Living Expenses (ALE)
  • Depreciation / Recoverable Depreciation
  • Resolution and any other terminology related to your loss

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041