Vandalism Insurance Claims - Public Adjuster NH, CT, RI, MA, ME, NY

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Vandalism Insurance Claims – Another Reality of Harsh Winter Weather

“The Insurance Carriers often seem deaf to the results of Vandalism.  When we file Vandalism Insurance Claims we backstop the claim with details and follow-up with strategies we have sharpened over hundreds of Vandalism Insurance Claims.  On Vandalism Insurance Claims, you truly need a Public Adjuster.” Marc Lancaric – Public Adjuster & President of Global Patriot Adjusters, LLC.

There is little that can make a home or business owner feel worse than when vandals seeking some sick joy of damaging your property, or theft of the metals that are part of running your heat and power.  For a host of reasons, the winter seems to bring a pronounced increase in Vandalism Insurance Claims.

If you your Home or Business is faced with an untimely attack resulting in Vandalism Insurance Claim, be prepared for a more harsh push back from your insurance carrier than with many other types of Wind and Fire Insurance Claims. 

WHAT TO DO WITH YOU NEED TO FILE VANDALISM INSURANCE CLAIMS:

  1. File a Police Report
  2. Contact Your Insurance Carrier to let them know you are going to file Vandalism Insurance Claims.
  3. If plumbing, Electrical, or Structural problems exist, contact professionals in your area to secure each of these systems in a way to protect your property from further damage.  You will always need to “contain the loss,” to keep your insurance carrier from limiting the claim. 
  4. Take lots of pictures.  Take 100 or more of the condition to be on the safe side of being able to prove the loss.
  5. Contact us to be your Public Adjuster. The earlier you can contact us the better it will be in bringing about fast action by your insurance carrier handling the vandalism insurance claims for your property.  

WHAT TO EXPECT WHEN YOU HIRE US TO HANDLE YOUR VANDALISM INSURANCE CLAIMS:

When you contact Global Patriot Adjusters, you can expect our team to come alive with action regarding your needs.  We will meet with you, and being detailed course of action. 

  • Initial Loss Investigation – Identify Cause of Loss (COL)
    • Replacement Cost Value (RCV)
    • Actual Cash Value (ACV)
    • Additional Living Expenses (ALE)
    • Depreciation / Recoverable Depreciation
    • Resolution and any other terminology related to your loss
  • Analyze Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
  • Advise you on clean-up and how to proceed with recovery
  • Negotiate with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances
  • Create detailed report for you and insurance company of all damages resulting from loss
  • Summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, food, etc…
  • Clearly explain all policy language

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Commercial Insurance Claims – Public Adjuster NH, CT, MA, ME, RI, NY

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When a business faces the need to file an insurance claim for property damage there is typically an imperative to see the claim handled with speed.  The factors that face  Commercial Insurance Claims are more complex than residential claims and more often have a need to employ a professional to manage the process and advocate for the company.

KEY FACTORS IN COMMERCIAL INSURANCE CLAIMS:

  1. Loss of Income  / Continuation of Business during the loss event
  2. Loss of Use Coverage Payment from the Insurance Carrier
  3. Calculating the correct cost of the repairs and dealing with specific needs to increase the cost of repairs due to time constraints and the need to re-open or fully operate the business.
  4. Cash flow during and Commercial Insurance Claim period which can be managed better through speed of claim, and advance payment from the insurance carrier.
  5. Code requirement additional cost justification.
  6. Payment of depreciation on the Commercial Insurance Claim.
  7. Staff costs for managing your commercial insurance claim.

Our staff of Public Adjuster, Support, and Estimation staff are Commercial Insurance Claim Specialists .  We have handled hundred’s commercial insurance claims.

The complexities of Commercial Insurance Claims stand in the way of success for many companies affected by the ravages of nature, robbery, and vandalism.  We handle all Commercial Insurance Claims with speed and a powerful commitment to see the claim settled with at the highest value possible.

When you hire Global Patriot Adjusters to work with your Commercial Insurance Claim, you will pay nothing up front for our services.  In fact, our fees will never be paid until we can collect monies for your Commercial Insurance Claim.

Call Marc Lancaric – Public Adjuster & President of Global Patriot Adjusters.  Mr. Lancaric personally manages all Commercial Insurance Claims for the company.  You can reach Global Patriot Adjuster at 800-654-3041

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Warming - Watch for Ice Dam Damage - Public Adjuster NH, MA, VT, RI, CT

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We are seeing a quick rise in Ice Dam Damage as the harsh cold gives way to more normal coldness.

Warming - Watch for Ice Dam Damage - Public Adjuster NH, MA, VT, RI, CT

"Ice Dams damage happens in the most elusive way! Most of these claims get larger by the minute because owners don't know they are having the issue until it has caused a great deal more damage.  For some reason, Ice Dam Damage Insurance Claims require us to stand tall for property owners... insurance companies tend to pay far too little for these claims before we do our pushing" Marc Lancaric - Public Adjuster & President of Global Patriot Adjusters, LLC.

Learn more about these types of claims here and call on us if Ice Dam Damage visits your business or home.

Global Patriot Adjusters settle Ice Dam Insurance Claims Quickly.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Pipe Break Insurance Settlement Under Value! Next Steps! NH, CT, MA, VT, RI Public Adjuster

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Many who were impacted by the freezing temperatures in the Northeast recently, filed insurance claims and will be getting back settlement offers that are under value for the cost of the insurance loss.

"Your insurance company hires professionals to work for them, you need the same thing.  We work only for you! Not the insurance company. When Pipe Break Insurance Settlement is Under Value, it can be solved... but do act fast!" Marc Lancaric - Public Adjuster & President of Global Patriot Adjusters, LLC. 

Pipe Break Insurance Settlement Under Value - NEXT STEPS 

We will help you deal with the following problems that have created an undervalued value offer from your insurance carrier: 

  • Find where values have been under market value we can help to address this with the carrier with facts, not opinion.
  • Where missing items are present, we can demand inclusion with the proof necessary to get the additional dollars.
  • If your Contractor pricing is higher than the what the insurance company provided - we can help resolve this with the insurance company.
  • Chances are good, you did not get enough payment to replace your damaged contents either. We can can help to avoid this problem. 

In all you do  - you need the facts - call on Global Patriot Adjusters for a no cost consultation. remember we never collect a dime for working with you until you are paid for your insurance damage.    

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Maximizing the Size of Your Insurance Claim -

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Maximizing the Size of Your Insurance Claim

Maximizing the size of your insurance claim may mean properly valuing  or discovering the depth of the actual damage.

"Maximizing the size of your insurance claim is more of a science project than anything else.  We prove facts, and present them in a way the Insurance company will understand." - Marc Lancaric - Public Adjuster, President of Global Patriot Adjusters, LLC

Yesterday we met with an insurance adjuster for a claim in Nashua, NH. The adjuster sized the claim at $23,500.  We validated our estimate at $41,000 and settled the claim. That defines Maximizing the Size of Your Insurance Claim.

Earlier in the week were working on a Pipe Break claim in Hartford, CT. The Owner thought the claim was going to cost about $43,000 to repair due to a contractor visiting the property who "eye-balled" the estimated cost.    We produced a line by line estimate of the damage to the property to justify the entire claim. The actual claim value was $91,5000.

Early conversations with the Insurance Adjuster look positive for this amount.  The owner is actually getting an Advance for $15,000 this week due to our efforts.

While working with a business owner in Hopkinton, MA, we discovered a second pipe break which was missed by the carrier. The Pipe had lower pressure and had caused a slower release of damaging water.  We were able to inform the carrier and validate the additional damage.  

On commercial claims especially, Maximizing the Size of Your Insurance Claim mean assessing the damage and Loss of Use Policy provisions. The Pitfalls of handling an insurance claim can mean the loss of tens of thousands on the average loss.

Please Contact Global Patriot Adjusters to have us work on Maximizing the Size of Your Insurance Claim. 

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041.