We are helping Cocoa FL homeowners, condominium associations, property managers, and business owners with hurricane insurance claims in the following neighborhoods:
City Center
Viera
Route 524 / Westminster Dr
Grissom Pky / Falcon Blvd
Port Saint John
Sharpes
Delespine / Frontenac
Fay Blvd / Grissom Pky
Clearlake Rd / Dixon Blvd
S Fiske Blvd / King St
For other areas not listed, please call us at 561-408-5533.
Global Patriot Adjusters is a company built on the single goal of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the Public Insurance Adjuster business because we take every claim for every client as a project with personal ownership and accountability. In cases where hurricanes and tropical storms appear out of nowhere and a bad accident happens, someone needs to be in your corner fighting for YOU!
Please contact us immediately for a Free Claims Evaluation for hurricane, wind, structural, and mold damages. Call 561-408-5533 or fill out the form.
“My team is here to help you get the most money for your insurance claims. We work for you!” — Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, Hurricane Claims Expert / President
Florida Office: 701 S Olive Ave #1028, West Palm Beach, FL 33401 [Call for appointment 561-408-5533]
Essential Tips for Condominium Owners: Navigating Mold Damage Insurance Claims with a Private Adjuster in Cocoa, FL
Mold damage can be a significant issue for condominium owners in Cocoa, FL. Filing a mold damage insurance claim can be complex, but working with a private insurance adjuster can make the process smoother and more successful. Here’s a comprehensive guide to help you navigate your mold damage claim effectively.
Immediate Action and Safety First: If you discover mold, prioritize safety. Mold can pose health risks, so avoid affected areas and consider professional remediation for severe cases. Document the mold damage immediately with detailed photos and videos, capturing the extent and specific areas affected.
Understand Your Policy: Review your condominium insurance policy to understand coverage specifics related to mold damage. Policies often have exclusions or limits on mold coverage, so knowing these details helps set realistic expectations for your claim.
Hire a Private Insurance Adjuster Early: Engaging a private insurance adjuster early in the process can significantly benefit your claim. Private adjusters work for you, not the insurance company, ensuring your interests are prioritized. Their expertise in policy language, mold damage assessment, and claim negotiation can lead to a more favorable outcome.
Detailed Documentation and Inventory: Create a comprehensive inventory of all affected items. Include descriptions, ages, and estimated values. A private adjuster can assist in ensuring every damaged item is accounted for, increasing the accuracy and thoroughness of your claim.
Professional Mold Assessment and Remediation: Obtain a professional mold assessment and remediation plan. Mold experts can identify the source of the problem and recommend proper remediation steps. Their reports are valuable evidence for your insurance claim, supporting the need for coverage.
Mitigation Steps: Take immediate steps to mitigate further damage. This might include drying out affected areas, fixing leaks, or using dehumidifiers. Document these efforts as they demonstrate your commitment to minimizing losses, which can positively impact your claim.
Clear Communication and Documentation: Keep detailed records of all communications with your insurance company and adjuster. Document phone calls, emails, and in-person meetings. This organized approach ensures you have a clear timeline and evidence of all interactions.
Estimates and Repairs: Obtain multiple estimates for repairs and remediation from reputable contractors. Share these with your private adjuster to help build a solid case for your claim. A private adjuster can provide valuable insights into the reasonableness of these estimates.
Negotiation and Settlement: Rely on your private adjuster during the negotiation process. Their expertise in dealing with insurance companies can lead to a fairer settlement. They understand the tactics insurers might use to minimize payouts and can counter these effectively.
Post-Claim Steps: After settling the claim, ensure the remediation and repairs are completed promptly and correctly. Keep all receipts and records of the work done, as this documentation is essential for future reference or if any issues arise.
By following these tips and working closely with a private insurance adjuster, condominium owners in Cocoa, FL, can navigate the complexities of mold damage insurance claims more effectively. A private adjuster’s expertise ensures your claim is thoroughly documented, accurately assessed, and fairly negotiated, ultimately leading to a better resolution and peace of mind.
Essential Hurricane Remediation Services for Cocoa Condominium Homeowners
As a condominium homeowner in Cocoa, FL, the aftermath of hurricanes and storms can be overwhelming. Damage to your condo and property requires immediate attention to prevent further issues and to restore your home to its pre-storm condition. To assist you, here is a list of essential services available in or near Cocoa for electrical repair, heating servicing, roof damage repair, flood water pump out, and other hurricane remediation needs.
Electrical Repair Services
Barnes Electric - Specializes in emergency electrical repairs and restoration. Their skilled technicians ensure your condo is safe and operational after storm damage.
AJ’s Electrical Service & Repair - Offers comprehensive electrical repairs and installations. Known for their prompt response and quality service, they are a reliable choice for post-storm electrical issues.
Florida Electrical Solutions - Provides a wide range of electrical services, including emergency repairs and rewiring after storm damage. Their experienced electricians are ready to restore power safely.
Heating Servicing
Climate Experts Inc. - Offers heating system inspections, repairs, and replacements. They ensure your heating system is functional, preventing further complications after a storm.
Air Flow Designs Heating & Air Conditioning - Known for reliable and efficient heating system services, they provide 24/7 emergency repairs to keep your condo comfortable.
Freedom Air and Plumbing - Specializes in repairing and servicing heating systems damaged by hurricanes, providing prompt and professional service to restore your home’s warmth.
Roof Damage Repair
Hippo Roofing - Offers emergency roof repairs and replacements. Their experienced team is ready to tackle any storm damage with efficiency and expertise.
Collis Roofing - Provides comprehensive roofing services, including inspections, repairs, and full roof replacements. They ensure your roof is secure and leak-free.
Hail-No Roofing - Specializes in repairing roofs damaged by severe weather, offering quick and efficient solutions to protect your home from further damage.
Flood Water Pump Out
SERVPRO of Central Brevard - Offers professional water removal and flood damage restoration services. They have the equipment and expertise to handle significant water damage.
PuroClean of Vero Beach - Provides emergency water extraction and drying services. Their team works quickly to mitigate water damage and restore your home.
Restoration 1 of East Central Florida - Specializes in flood water pump out and restoration, offering fast, efficient services to minimize water damage and mold growth.
Additional Hurricane Remediation Services
Paul Davis Restoration - Offers comprehensive hurricane damage repair services, including structural repairs, mold remediation, and content restoration.
Rainbow International of Central Florida - Provides full-service disaster recovery, including water damage restoration, mold removal, and structural drying.
BELFOR Property Restoration - Specializes in large-scale disaster recovery, offering a wide range of services from water extraction to complete reconstruction.
Preparing for Future Storms
Being prepared for future storms can mitigate damage and ensure a quicker recovery. Here are some tips:
Create an Emergency Plan: Have a plan in place for your family, including evacuation routes and emergency contacts.
Maintain Your Condo: Regularly inspect and maintain your roof, gutters, and drainage systems to prevent severe damage.
Secure Important Documents: Keep essential documents in a waterproof container or digital format.
Stock Emergency Supplies: Ensure you have a supply of non-perishable food, water, medications, and other essentials.
Steps to Take After a Hurricane
Safety First: Ensure it is safe to return to your property. Look out for downed power lines, structural damage, and flooding.
Document the Damage: Take photos and videos of all damage for insurance purposes. This documentation is crucial for filing claims.
Contact Your Insurance Company: Report the damage as soon as possible to start the claims process.
Prevent Further Damage: If safe, take steps to prevent further damage, such as covering broken windows or placing tarps over roof damage.
Hire Professional Help: Contact the appropriate remediation services listed above to begin repairs and restoration.
By knowing which local services to call and being prepared, you can better protect your condo and property from the devastating effects of hurricanes and storms. Cocoa condominium homeowners have access to a variety of professional services ready to help you recover and rebuild. Stay safe and proactive in safeguarding your home.
About Cocoa, Florida
Cocoa is a city in Brevard County, Florida. The population was 17,140 at the 2010 United States Census. It is part of the Palm Bay – Melbourne–Titusville Metropolitan Statistical Area.
History
Several stories circulate among Cocoa old timers as to how the town got its name. One story says that the mail used to come by river boat and was placed in an empty tin box labeled Baker's Cocoa. The box was nailed to a piling in the river next to downtown. Additionally, an early hotel in the area, located on the Indian River lagoon, was named Cocoa House.
Tourism
Tourism is high in the downtown historic business district. Cruise passenger tourists come from Port Canaveral on excursions or day trips. In addition, tourists are attracted to the historic sites and local attractions such as the Brevard Museum of History and Natural Science, the Eastern Florida State College Planetarium and Observatory, Historic Cocoa Village, the Florida Historical Society, Indian River Queen (excursion boat), Indian River Drive scenic by-pass, the Historic Cocoa Village Playhouse, Historic Porcher House, and Riverfront Park. Historic Cocoa Village has shopping and two Golden Spoon award-winning restaurants, and boutiques. The city sponsors more than 50 special events each year.
Historic sites
Aladdin Theater (also known as Cocoa Playhouse)
Source: Wikipedia Cocoa, Florida
Benefits of using a public insurance adjuster for Cocoa FL homeowners
Cocoa, FL homeowners need not navigate the complex and often overwhelming process of filing hurricane insurance claims alone. By enlisting the services of hurricane insurance claims experts and public insurance adjusters, homeowners in Cocoa can greatly benefit from their expertise and knowledge. These professionals are well-versed in the intricacies of insurance policies and can assist homeowners in assessing and documenting the full extent of their property damages caused by hurricanes. With their support, homeowners can ensure that all eligible damages are accounted for and included in their insurance claims, maximizing their potential settlement. From negotiating with insurance companies on their behalf to advocating for fair and just compensation, these experts alleviate the burden on homeowners and expedite the claims process, allowing Cocoa residents to focus on rebuilding and recovery after the devastating impact of hurricanes.
