Concord, NH Public Insurance Adjusters
How we can help Concord, NH residents and business owners with insurance claims.
Global Patriot Adjusters is a public insurance adjusting company birthed and built on the goal of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the Public Adjuster business because we take every claim for every client as a project with personal ownership and accountability.
We specialize in storm damage, roof leaks, heating & hot water leaks and more.
Please call Marc Lancaric 603-824-9243 with any questions about our NH insurance adjusting services.
Tips when dealing with insurance damage claims.
When dealing with a vandalism damage claim in Concord, NH, leveraging the expertise of a public insurance adjuster can greatly assist in navigating the complexities of your insurance policy and achieving a fair settlement. Here’s a comprehensive guide to help you through the process:
Document the Damage: As soon as it's safe, thoroughly document all signs of vandalism through photos and videos. Include time stamps if possible, as this can strengthen your claim.
Report to Authorities: File a police report immediately. A formal report not only serves as essential documentation but is often required by insurance companies before processing a claim.
Contact a Licensed Public Insurance Adjuster: Ensure the public insurance adjuster you intend to hire is licensed in New Hampshire. You can verify their license through the New Hampshire Insurance Department. This step is crucial for ensuring that the adjuster is credible and legally authorized to practice in your area. Please call Marc Lancaric at 603-824-9243 with any questions about our NH insurance adjusting services.
Understand the Fee Structure: Public adjusters usually work on a contingency basis, which means they receive a percentage of the claim payout. Discuss all fees clearly at the beginning to understand your financial commitments.
Secure Your Property: To prevent further damage, secure your property adequately, which might involve boarding up broken windows or doors. Your insurance policy likely requires this as part of your duty to mitigate additional losses.
Review Your Insurance Policy: Understand what your insurance covers regarding vandalism. Some policies may cover property damage but not graffiti or other forms of defacement. Knowing your coverage details can help set realistic expectations for your claim's outcome.
Maintain Communication with Your Adjuster: Keep in constant communication with your adjuster. Their role is to handle the intricacies of the claims process, including negotiating with the insurance company on your behalf.
Prepare for Adjuster’s Visit: When the adjuster visits to assess the damage, have all your documentation ready to show, including any receipts for items damaged or amounts spent on securing the property.
Follow Up Regularly: Insurance claims can take time, and regular follow-ups with your adjuster can help keep things moving. Ensure you’re updated on any developments regarding your claim.
Review the Settlement Offer: Once your adjuster negotiates with the insurance company, review the offer carefully. Ensure it covers all the damages and expenses related to the vandalism.
Consider Legal Advice: If the settlement offered does not meet your expectations or does not cover all damages, consider consulting with a legal professional who specializes in insurance claims before accepting the offer.
By taking these steps, you can manage your vandalism damage claims more effectively and enhance your chances of receiving a fair and adequate settlement. Remember, a public insurance adjuster works for you, not the insurance company and their expertise in claim assessment and negotiation can provide significant support throughout the claims process.
Call Marc Lancaric at 603-824-9243 with any questions about our NH insurance adjusting services.
About Concord, NH
Concord, NH is the capital city of New Hampshire and has a population around 42,695. Concord is home to the oldest State house where legislation still meets, as well as the Beaver Hill golf course which is the oldest golf course in New Hampshire. Concord’s climate, like most of New England, is a humid continental climate including hot and humid summers usually resulting in thunderstorms. It also includes cold and snowy winters that tend to be very long.
Learn about the history of Concord, NH: Concord Historical Society, Concord, NH
