We can take the pain out of the insurance claims process and get you maximum claim payout.
Call 800-654-3041 for East Hampton, NY homeowners and business owners looking for guidance through the insurance claim process.
Our professional insurance adjusters — licensed in NY — serve residents and business owners with insurance claims in East Hampton, New York in the following areas:
Village Center
Pantigo
Springs
Montauk
Amagansett
Wainscott
For other areas not listed, call us.
Call Marc Lancaric at 800-654-3041 for a free insurance claim consult for your wind, flood, or structural collapse damage.
Global Patriot Adjusters is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an NY insurance claim. We maintain the best reputation in the public adjuster business because we take every insurance claim for every client as a project with personal ownership and accountability.
Please call Marc Lancaric at 800-654-3041 with any questions about our Long Island NY insurance adjusting services.
"My team is here to help you get the most money for your insurance claims. We work for you!" — Marc Lancaric
Recent mold damage insurance claim
Make us your first call for Long Island NY insurance claims. 800-654-3041
For condominium owners in East Hampton who are dealing with flood damage, navigating insurance claims can be daunting. Enlisting the help of a public insurance adjuster can significantly simplify this process, ensuring you receive a fair and adequate settlement. Here’s a detailed guide on how to effectively utilize a public insurance adjuster for flood damage claims:
1. Understand the Value of a Public Insurance Adjuster: Public insurance adjusters are professionals who advocate for you, not the insurance company. They specialize in assessing property damage and handling claims negotiations. This is particularly valuable for flood damage claims, which can be complex due to the nature of water damage and its long-term effects on a property.
2. Know Your Coverage: It’s vital to understand the specifics of your insurance policy regarding flood damage. Condominiums may have different coverage stipulations under individual unit owner policies versus the condominium association’s master policy. Determine which damages are covered by your personal policy and what might be the responsibility of the condo association.
3. Document the Damage: Before cleanup efforts begin, document all evidence of flood damage. Photograph and video all affected areas, capturing the extent of water penetration and damaged goods, including furniture, appliances, and structural elements. This comprehensive documentation will be crucial for your public adjuster when they assess the damage and report to the insurance company.
4. Select a Qualified Adjuster: Choose a public insurance adjuster with experience in dealing with flood claims, particularly in areas like East Hampton where such issues might be prevalent. Check their credentials and ensure they are licensed to operate in your state. An adjuster familiar with local insurance regulations and building codes can be especially beneficial.
5. Promptly Initiate Your Claim: Engage a public insurance adjuster as soon as possible after the flood. They can guide you in the immediate steps to prevent further damage and start the claims process. Delaying this can complicate the claims process and potentially diminish the amount you can recover.
6. Detailed Assessment: Your adjuster will conduct a detailed assessment of all damages, which is crucial for flood damage claims. They will compile a comprehensive report that includes not only the visible damages but also potential long-term issues like structural weaknesses and risks of mold.
7. Effective Negotiation: Public adjusters are experienced negotiators. With a thorough understanding of insurance jargon and claim procedures, they can effectively communicate with insurance companies to advocate for a higher settlement that covers all necessary repairs and replacements.
8. Fee Structure: Understand that public adjusters charge a fee based on a percentage of the claim settlement. While this is typically between 5% to 15%, it is important to discuss and agree on this fee upfront. Considering the potential for higher recovery with professional help, this fee can be a worthwhile investment.
9. Communication and Transparency: Maintain open lines of communication with your adjuster. Being involved and informed throughout the claims process can help ensure that your interests are fully represented and that the outcome aligns with your expectations.
10. Review and Prevention: After the claim is settled, review the process with your adjuster to understand what measures worked well and where improvements could be made for future insurance dealings. Additionally, discuss preventative measures to minimize future flood risk, which could include structural changes or updates to your insurance policy.
Using a public insurance adjuster can transform a challenging flood damage claim into a manageable process, allowing you to focus on recovery and rebuilding. With their expertise, you can navigate the complexities of insurance claims and ensure that your property in East Hampton is restored to its pre-damage condition without undue stress.
About East Hampton NY
The Town of East Hampton is located in southeastern Suffolk County, New York, at the eastern end of the South Shore of Long Island. It is the easternmost town in the state of New York. At the time of the United States 2010 Census, it had a total population of 21,457.
The town includes the village of East Hampton, as well as the hamlets of Montauk, Amagansett, Wainscott, and Springs. It also includes part of the incorporated village of Sag Harbor.
East Hampton is located on a peninsula, bordered on the south by the Atlantic Ocean, to the east by Block Island Sound and to the north by Gardiners Bay, Napeague Bay and Fort Pond Bay. To the west is western Long Island, reaching to the East River and New York City. The Town has eight state parks, most located at the water's edge.
Presidents and First Ladies
First Ladies Julia Gardiner Tyler and Jacqueline Bouvier Kennedy Onassis spent their childhoods there. Theodore Roosevelt was briefly quarantined in Montauk, at Camp Wyckoff, after returning from the Spanish–American War. Bill Clinton and Hillary Clinton spent week-long summer vacations in 1998 and 1999.
Artist Colony
East Hampton's reputation as an artists colony began with painter Jackson Pollock, who resided in Springs, New York in the 1940s and 1950s, with Lee Krasner, at what is now known as the Pollock-Krasner House and Studio. Many of his most famous paintings were painted in the barn, which he had converted into a studio. The property is now open to the public for tours, by appointment. It is now owned by State University of New York at Stony Brook with scheduled appointments to see his studio, which was left unchanged after his death.
