Johnston RI Public Insurance Adjusters

We are helping Johnston, RI home, condominium, and business owners with insurance claims in these areas:

• Town Center

• George Waterman Rd / Putnam Pike

• Hartford Ave / Atwood Ave

• Simmonsville

• Hughesdale

• Other areas not listed — please call us.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sinkholes, and more — we can help RI policyholders. 

For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

Business owners in Johnston, RI, facing water damage can find the insurance claims process daunting and complex. To navigate this efficiently and maximize the potential compensation, using a public insurance adjuster is highly advisable. Here are vital tips to consider when handling a water damage insurance claim with a public insurance adjuster:

1. Immediate Action and Documentation: As soon as water damage is discovered, it's crucial to act immediately. Document all aspects of the damage with comprehensive photos and videos. Focus on areas where the water has impacted structures, inventory, and equipment. This documentation will be essential for your claim.

2. Review Your Insurance Policy: Understand the specifics of your insurance coverage for water damage. Policies may vary significantly in terms of what types of water damage are covered and under what conditions. Knowing your policy details can help you and your adjuster effectively strategize the claim.

3. Engage a Qualified Adjuster: Hire a public insurance adjuster who has experience with commercial water damage claims. Their expertise will be invaluable in accurately assessing the extent of the damage and in negotiating with insurance companies.

4. Mitigate Further Damage: Implement measures to prevent further damage. This may include stopping the source of water, drying out affected areas, and protecting undamaged assets. Keep detailed records and receipts of any expenses incurred in these efforts, as these may be covered by your insurance.

5. Detailed Inventory and Loss Assessment: Work with your adjuster to create a detailed inventory of damaged goods and structural impacts. This should include item descriptions, the extent of damage, and the cost of replacement or repair. A thorough and accurate inventory is critical for ensuring a fair claim evaluation.

6. Clear and Consistent Communication: Maintain regular communication with your public insurance adjuster. Being proactive in your communications can help expedite the claims process and ensure that you are consistently informed about the status of your claim.

7. Review the Claims Submission: Before the claim is submitted, review it with your adjuster to ensure all damages are accurately captured and that the documentation is complete. This includes checking that all forms and paperwork are filled out correctly.

8. Understand the Settlement Offer: Once your insurance company makes a settlement offer, discuss it thoroughly with your adjuster. They can help you understand if the offer is reasonable and comprehensive or if further negotiation is needed.

9. Professional Repair Services: Your adjuster can often recommend skilled professionals who specialize in commercial water damage repairs. Using trusted contractors ensures that repairs are performed to a high standard, which is crucial for the continuity of your business.

By following these tips and working closely with a public insurance adjuster, business owners in Johnston, RI, can effectively handle water damage claims. This not only aids in a quicker recovery and resumption of business operations but also ensures that the settlement received is fair and adequate to cover the damages sustained.

About Johnston, RI

Johnston is a medium-sized town located in the state of Rhode Island. With a population of 29,247 people and five constituent neighborhoods, Johnston is the 12th largest community in Rhode Island.