Merrimack, NH Public Insurance Adjusters

We are helping Merrimack, NH home, condominium, and business owners with winter storm, ice dam, water pipe bursts damage insurance claims in the following areas:

• Wilson Hill Rd

• Mcquestion Rd

• Town Center

• Woodland Park

• East Merrimack

• Thomas More College of Liberal Arts

• Baboosic Lake Rd

• Amherst Rd

• Continental Blvd

• Other areas not listed — please call us.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in winter storm damages from ice dams, pipe bursts, and structural collapses, and more — we can help New Hampshire policyholders. 

For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

Condominium ownership comes with unique challenges, especially when dealing with water damage and insurance claims. For condominium owners in Merrimack, NH, hiring a public insurance adjuster can be a crucial step in ensuring that their water damage claims are handled effectively and efficiently. Here are some valuable tips for using a public insurance adjuster to navigate the complexities of condo insurance and water damage claims:

1. Understand Your Coverage: Condominium insurance can be complex, involving both individual unit owner policies and the condominium association’s master policy. A public insurance adjuster can help decipher which damages are covered under your personal policy versus the association’s policy. This is particularly important with water damage, as the source of the water—whether from your unit or common areas—can affect who is financially responsible.

2. Immediate Response and Documentation: Quick action is crucial in minimizing the extent of water damage. As soon as damage is noticed, contact a public insurance adjuster. They can oversee the documentation process, ensuring that all damages are thoroughly recorded. This includes taking detailed photographs and videos, listing all damaged items, and noting any structural damage. Proper documentation is key to a successful claim.

3. Expert Assessment and Representation: Public insurance adjusters specialize in assessing property damage and filing claims. They act solely on behalf of the policyholder, providing an independent evaluation of the damage and what compensation should be expected under the insurance policy. This is vital for condo owners, as the adjuster will ensure that the claim covers all aspects of the damage, including potential hidden issues within walls or shared pipes that might not be immediately apparent.

4. Liaison with Condo Association: Navigating the relationship between individual condo owners and the condominium association during a water damage claim can be tricky. A public insurance adjuster can serve as a liaison, communicating effectively with the condo board and ensuring that the rights of the condo owner are not overlooked in the process.

5. Maximize Your Claim: Insurance companies often aim to settle claims for the lowest possible amount. Public insurance adjusters are skilled in negotiating with insurers to maximize claim settlements. This means ensuring that all aspects of the damage are fairly evaluated and compensated, from immediate repairs to longer-term issues that might arise from water exposure.

6. Assistance with Temporary Relocations: In cases where water damage is severe enough to require temporary relocation, public insurance adjusters can assist in claiming additional living expenses. They ensure that such costs are covered by your policy, reducing out-of-pocket expenses during stressful times.

7. Professional Recommendations: Public insurance adjusters often work with a network of professional contractors and restoration specialists who understand condo regulations and standards. They can recommend trustworthy professionals to perform necessary repairs, which helps in maintaining the structural integrity and value of your condo.

8. Prevent Future Incidents: Beyond just handling the current claim, a good public insurance adjuster can also offer advice on how to prevent future water damage. This might include suggestions for better plumbing fixtures, recommendations for regular maintenance checks, or updates to the unit to improve water resistance.

By utilizing the expertise of a public insurance adjuster, condominium owners in Merrimack, NH, can navigate their water damage claims more smoothly and effectively. This not only helps in restoring their property more quickly but also ensures that they receive the full benefits of their insurance coverage, protecting their investment and their home.

About Merrimack, New Hampshire

Merrimack is a town in Hillsborough County, New Hampshire, United States. The population was 25,494 at the 2010 census, and an estimated 25,660 in 2017, making it the ninth-largest municipality in New Hampshire.

There are four villages in the town: Merrimack Village (formerly known as Souhegan Village), Thorntons Ferry, Reeds Ferry, and South Merrimack.

The first known settlers of the area appeared sometime after the last ice age. Merrimack is a Native American term meaning sturgeon, a type of fish. The Pennacook people named the Merrimack River after this fish because of the vast population that once existed there. The Penacooks spelled it Monnomoke or Merramake. "When the town was incorporated, it took the name of the river and spelled it Merrymac," according to the Merrimack Historical Society.

The first mention of the territory containing the current town of Merrimack among written records was the petition of Passaconaway to the General Court of Massachusetts for a grant of land to include a part of this region. This was in 1662, and in the autumn of that year the court acceded to the request, and the aged sachem and his associates were granted a strip of country a mile and a half wide on both banks of the Merrimack at this section of the river. Although the boundaries of this grant are not specifically known today, it is probable that the chieftain held at least a portion of the current town of Merrimack. European settlers first came to the area in the late 17th century when the area was still in dispute between the Province of New Hampshire and Massachusetts Bay Colony.

Learn more: Wikipedia - Merrimack, NH