Middletown, RI Public Insurance Adjusters

We are helping Middletown, RI home, condominium, and business owners with insurance claims in these areas:

• Sachuest / Whitehall

• Town Center

• W Main Rd / Miantonomi Ave

• Lawtons

• Defense Hwy / Pier Access Rd

• Other areas not listed — please call us.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sink holes, and more — we can help.

For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

For business owners in Middletown, RI, encountering roof damage can significantly disrupt operations. Engaging a public insurance adjuster can help streamline the claims process, ensuring that you receive adequate compensation to cover repairs. Here are crucial steps and tips to manage a roof damage claim effectively:

1. Prompt Documentation: Immediately after discovering roof damage, document the extent of the damage thoroughly. Take clear, detailed photos and videos from various angles to capture all affected areas, including close-ups and wide shots that illustrate the full scope of damage.

2. Review Your Insurance Policy: Understand the specifics of your insurance coverage for roof damage. Policies may have particular stipulations regarding the types of damage covered (such as damage from natural events versus wear and tear) and any relevant deductibles. Familiarity with these details is crucial for filing an effective claim.

3. Hire a Specialized Adjuster: Engage a public insurance adjuster with experience in commercial roof damage. Their expertise is essential not only for accurately assessing the damage but also for navigating the complex claims process and dealing with insurance providers effectively.

4. Mitigate Further Damage: Take reasonable steps to prevent additional damage, which might include temporary coverings or repairs to protect the property. Keep all receipts and records of these actions, as they are often reimbursable under your insurance policy.

5. Detailed Damage Assessment: Work with your adjuster to prepare a comprehensive damage report that includes all necessary details for the insurance company. This report should outline the extent of the damage, the anticipated costs of repair or replacement, and a timeline for completion.

6. Maintain Open Communication: Keep in regular contact with your public insurance adjuster. Staying updated on the progress of your claim and providing any additional information swiftly can help accelerate the process.

7. Review the Claims Submission: Before your adjuster submits the claim, review it together to ensure that all damage has been accurately documented and the claim reflects the true repair needs.

8. Assess the Settlement Offer: When the insurance company presents a settlement offer, evaluate it carefully with your adjuster. They can help determine if the offer adequately covers the costs of repairing or replacing your roof to the pre-damage condition.

9. Follow Up on Repairs: Once the claim is settled, obtain multiple bids from reputable contractors for the repair work. Your adjuster can assist in selecting a contractor who will complete the repairs to a high standard.

By following these steps and working closely with a public insurance adjuster, business owners in Middletown, RI, can effectively manage roof damage claims. This not only facilitates a quicker return to normal business operations but also ensures that the financial aspects of the damage are adequately addressed.

About Middletown, RI

Middletown is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Rhode Island. With a population of 16,051 people and five constituent neighborhoods, Middletown is the 22nd largest community in Rhode Island.

Middletown is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.