Narragansett, RI Public Insurance Adjusters

We are helping Narragansett, RI home, condominium, and business owners with insurance claims in these areas:

• Point Judith / Galilee

• Narragansett Pier

• Town Center

• Other areas not listed — please call us.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sinkholes, and more — we can help.

For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

Apartment owners and landlords in Narragansett, RI, dealing with ice dam damage face unique challenges due to the complexity of their properties and the potential for extensive tenant disruptions. Utilizing a public insurance adjuster can be pivotal in managing these claims effectively. Here are essential tips for handling ice dam claims efficiently:

1. Immediate Documentation: As soon as you notice signs of ice dam damage, such as water stains on ceilings or walls, start documenting. Take detailed photographs and videos that clearly show the extent of the damage. This evidence is crucial for your insurance claim.

2. Review Your Insurance Policy: Understand your policy’s coverage details concerning ice dams. This includes any specific conditions or exclusions that could affect your claim. Knowing your policy inside out will enable you and your adjuster to navigate the claims process more effectively.

3. Hire a Specialized Adjuster: Engage a public insurance adjuster experienced in handling ice dam claims for multi-unit properties. Their expertise in this area can greatly assist in identifying all related damages, including those that may not be immediately apparent.

4. Mitigate Further Damage: Take proactive steps to mitigate further damage, such as removing snow from roofs to prevent additional ice formation. Ensure that any emergency actions taken are documented and that receipts for related expenses are kept, as these costs may be recoverable under your policy.

5. Tenant Communication: Maintain open lines of communication with your tenants to gather more information about the damage and to keep them informed about the repair process. Tenant cooperation can be vital in documenting the damage thoroughly.

6. Detailed Damage Report: Your adjuster will compile a comprehensive report detailing the extent of the damage, the estimated repair costs, and a proposed timeline for remediation. Review this report carefully to ensure that all damages are accurately reflected before submission to the insurance company.

7. Negotiate Fairly: Work with your adjuster to review the settlement offer from your insurance company. Their experience will be valuable in ensuring that the offer covers all necessary repairs and restoration work.

By employing these strategies and working with a competent public insurance adjuster, apartment owners and landlords in Narragansett, RI, can effectively manage ice dam insurance claims, ensuring both their property and their tenants' well-being are safeguarded.

About Narragansett, RI

Narragansett is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Rhode Island. With a population of 15,650 people and three constituent neighborhoods, Narragansett is the 24th largest community in Rhode Island.

One of the nice things about Narragansett is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.