We can take the pain out of the insurance claims process and get you maximum claim payout.

Call 800-654-3041 for Oyster Bay, NY homeowners and business owners looking for guidance through the insurance claim process. 

Our professional insurance adjusters — licensed in NY — serve residents and business owners with insurance claims in Oyster Bay, New York in the following areas:

• Brookville

• Centre Island

• Cove Neck

• East Hills

• East Norwich

• Glen Head

• Glenwood Landing

• Greenvale

• Jericho

• Lattingtown

• Laurel Hollow

• Locust Valley

• Matinecock

• Mill Neck

• Muttontown

• Old Brookville

• Old Westbury

• Oyster Bay Cove

• Roslyn Harbor

• Sea Cliff

• Syosset

• Upper Brookville

• Woodbury

Call Marc Lancaric at 800-654-3041 for a free insurance claim consult for your wind, flood, or structural collapse damage.

Global Patriot Adjusters is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an NY insurance claim. We maintain the best reputation in the public adjuster business because we take every insurance claim for every client as a project with personal ownership and accountability.

"My team is here to help you get the most money for your insurance claims. We work for you!" — Marc Lancaric

Luxury homeowners in Oyster Bay dealing with ice dam damage can benefit significantly from hiring a public insurance adjuster. These professionals ensure that the intricacies of such claims are handled efficiently, securing a fair settlement. Here are essential tips for leveraging the expertise of a public insurance adjuster for an ice dam claim:

1. Prompt Action and Notification: Report any damage from ice dams to your insurance provider immediately. Early action is crucial for compliance with your insurance policy and sets the stage for a smooth claims process. Simultaneously, engage a public insurance adjuster to guide you through the documentation and claims procedure.

2. Comprehensive Documentation: Before any repairs are made, thoroughly document the damage caused by the ice dam. Take high-quality photographs and videos that show the extent of water intrusion and any damage to the interior and exterior of your home. For luxury homes, where finishes and materials are often high-end and custom, detailed documentation is vital to capture the true extent and cost of the damage.

3. Mitigate Further Damage: Take necessary steps to prevent additional damage safely, such as removing snow from the roof or clearing ice from gutters if it can be done without risk. Keep all receipts related to mitigation efforts, as these costs are typically recoverable under your insurance policy.

4. Select a Specialized Adjuster: Choose a public insurance adjuster with experience in handling claims for luxury properties, particularly those involving ice dams. Verify that they are licensed in Oyster Bay and ask for references to ensure they are well-equipped to handle high-value claims.

5. Understand Your Policy: Work with your adjuster to review your insurance policy in detail. Understand what coverage you have for ice dam damage, including any exclusions or limitations, and how they apply to your luxury home. This knowledge is crucial when assessing the insurance company’s settlement offer.

6. Professional Assessments: Given the complexity of ice dam damage, which can affect roofing, insulation, and interiors, consider hiring professionals to assess the full scope of the damage. Your adjuster can coordinate with qualified engineers or roofing experts to provide detailed reports, which can strengthen your claim.

7. Transparent Fee Structure: Public insurance adjusters typically charge a percentage of the claim payout. Discuss and agree on this fee structure upfront to avoid any misunderstandings. For large, complex claims typical of luxury homes, knowing the cost of these services is essential for making informed decisions.

8. Negotiate Effectively: Utilize the negotiation skills of your public adjuster. Their expertise in claims adjustment and familiarity with local insurance practices in Oyster Bay can be invaluable in advocating for a fair settlement that fully covers the necessary repairs and replacements.

9. Follow Up: Stay engaged with the claims process, and maintain regular communication with your public adjuster. Being proactive and responsive can help speed up the resolution of your claim.

10. Post-Claim Review: After the claim is settled, review the incident with your adjuster to understand what measures can be taken to prevent future occurrences. This might include improving roof insulation, ventilation, or upgrading roofing materials to prevent ice dam formation.

By following these steps with the help of a public insurance adjuster in Oyster Bay, luxury homeowners can effectively manage ice dam claims, ensuring comprehensive coverage and restoration of their property to its original luxury standards, while minimizing personal stress and involvement.

About Oyster Bay NY

The Town of Oyster Bay is the easternmost of the three towns that make up Nassau County, New York, in the United States. Part of the New York metropolitan area, it is the only town in Nassau County to extend from the North Shore to the South Shore of Long Island. As of the 2010 census, it had a population of 293,214.

The town of Oyster Bay extends from Long Island Sound in the north, south to the waters of South Oyster Bay and the Atlantic Ocean. It is bordered by the town of North Hempstead on the northwest and the town of Hempstead on the southwest. It is the easternmost of the three towns of Nassau County, with Suffolk County immediately to the east.

Notable people

• Carter F. Bales (1938–), co-founder, chairman and managing partner of NewWorld Capital Group, LLC

• John Barry (1933–2011), Academy and Grammy Award-winning film composer (died at his home here on 30 January 2011)

• John Gotti Jr. (1964–), former boss of the Gambino crime family

• Sean Hannity (1961–), conservative media personality

• Billy Joel (1949–), singer-songwriter and owner of a custom motorcycle shop called 20th Century Cycles

Source: Wikipedia, Oyster Bay, NY