Scarborough, ME Public Insurance Adjusters

We are helping Scarborough, ME home, condominium, and business owners with insurance claims for winter storms, ice dams, and water damage claims in these areas:

• Blue Point

• Pine Point

• ScarboroughTown Center

• Eight Corners

• North Scarborough

• Other areas not listed — please call us.

We work for you to maximize your claim!

Global Patriot Adjusters is a company built on the single goal of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the Public Adjuster business because we take every claim for every client as a project with personal ownership and accountability. We pride ourselves on working with our clients to produce the best possible outcome. By working with clients as opposed to for them, we are able to understand their wants and needs to achieve our goal. 

Specializing in mold damage, storm damage, ice dams, wind damage, sink holes, and more — we can help.

When apartment owners and landlords in Scarborough, ME, face vandalism damage, navigating the insurance claims process can be challenging. A public insurance adjuster can be a valuable ally, ensuring you receive a fair settlement from your insurance company. Here’s a concise guide on effectively using a public insurance adjuster for vandalism claims:

1. Immediate Action:

Promptly report any vandalism to the police to obtain an official report, which is crucial for your insurance claim. Document all damages extensively with photos and videos before any cleanup or repairs begin. This ensures you have strong evidence to support your claim.

2. Choosing the Right Adjuster:

Select a public insurance adjuster with experience in dealing with vandalism claims, particularly for apartment buildings. Ensure they are licensed in Maine and check their track record for successfully handling similar cases. A knowledgeable adjuster can navigate the specifics of your insurance policy and local regulations more effectively.

3. Review Your Insurance Coverage:

Your adjuster can review your insurance policy to clarify your coverage limits and identify any pertinent clauses that apply to vandalism damage. Understanding what is covered, including property damage and loss of rental income, is crucial for maximizing your claim.

4. Detailed Damage Assessment:

A public insurance adjuster will conduct a thorough assessment of the vandalism damage, potentially uncovering hidden damages that might be overlooked by insurance company adjusters. They provide detailed estimates that accurately reflect the cost of repairs and replacements.

5. Effective Negotiations:

Public adjusters excel in negotiating with insurance companies. They use their expertise to argue for a higher settlement based on a detailed and justified claim submission. Their goal is to ensure you receive adequate funds to cover all repair costs and any associated losses, including potential lost income from tenants.

6. Handling the Claims Process:

Your adjuster handles all aspects of the claims process, from preparing and submitting the claim to negotiating with the insurance company. This includes maintaining all necessary communication and paperwork, relieving you of the administrative burden.

7. Repair and Restoration Coordination:

Once the claim is settled, the adjuster can also assist in coordinating with contractors to ensure timely and quality repairs. This helps in restoring the property to its pre-vandalism condition and minimizing any disruption to your tenants.

8. Maintain Open Communication:

Keep in regular contact with your adjuster throughout the process. Being informed every step of the way helps ensure the claim is handled efficiently and meets your expectations.

By employing a skilled public insurance adjuster in Scarborough, ME, apartment owners and landlords can navigate the complexities of a vandalism insurance claim more effectively, ensuring that they recover from the incident swiftly and receive the compensation needed to fully address all damages.

About Scarborough, Maine

Scarborough is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Maine. With a population of 19,691 people and three constituent neighborhoods, Scarborough is the tenth largest community in Maine.

Scarborough is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

Unlike many neighboring towns, Scarborough did not develop around a town center. Scarborough’s extensive salt marsh and rivers served as boundaries separating settlements that sprang up around their perimeters. Settlements didn’t begin to move inland from the rivers and seacoast until after roads were developed in the early 1800s.

Learn more about the history of Scarborough, Maine.