We are helping St. George Island FL homeowners, condominium associations, business owners, and property managers with Hurricane Helene Wind, Roof, and Mold damage insurance claims.
Global Patriot Adjusters is a company built on the single goal of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the Public Insurance Adjuster business because we take every claim for every client as a project with personal ownership and accountability. In cases where hurricanes and tropical storms appear out of nowhere and a bad accident happens, someone needs to be in your corner fighting for YOU!
We specialize in wind and hurricane damage, water damage / pipe bursts, structural damage, mold and asbestos damage, business interruption, and more. Please contact us with any inquiries about our services at 561-408-5533 or contact us now.
Please contact us immediately for a Free Claims Evaluation for hurricane and wind damages. Call 813-402-8895 or fill out the form.
“My team is here to help you get the most money for your insurance claims. We work for you!” — Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, Field Team Manager/ President
328 Plymouth Road
West Palm Beach, FL 33405
Tips for Business Owners with large property when dealing with public insurance adjusters in St. George Island, FL
Dealing with insurance claims after damage to large commercial properties can be a daunting task for business owners in St. George Island, especially following natural disasters like hurricanes or flooding. Hiring a public insurance adjuster can make this process smoother, but knowing how to work effectively with them is key to maximizing your claim. Here are some essential tips for business owners managing large property insurance claims:
1. Hire a Qualified Public Adjuster Early
Engage a public adjuster as soon as possible after damage occurs to your property. The earlier they are involved, the better they can document the damage and begin negotiations with your insurance company. Be sure to vet their qualifications, including licensing, experience, and references in handling large commercial property claims.
2. Document the Damage Yourself
Even though your adjuster will handle much of the documentation, it’s important to take your own photos, videos, and written records of the damage. This ensures you have an accurate backup and can compare it with your adjuster’s findings.
Keep receipts for any emergency repairs, supplies, or labor you’ve hired in the immediate aftermath of the incident.
3. Understand Your Insurance Policy
Make sure you are familiar with the details of your commercial insurance policy, including coverage limits, exclusions, and any special terms that apply to large properties. Your adjuster can help explain complex terms, but having a basic understanding beforehand will ensure smoother communication.
4. Communicate Your Needs Clearly
Clearly communicate your business’s priorities and needs to the adjuster. For example, if certain areas of the property need to be repaired first to resume operations, make this a priority in the claim process. Public adjusters can help ensure that you receive funds promptly for critical repairs.
5. Be Involved in the Process
Although public adjusters take over much of the heavy lifting, you should remain engaged in the process. Attend meetings, review reports, and stay informed of negotiations. Your input is valuable, especially in larger claims where multiple areas of your property are involved.
6. Negotiate Strategically
A public adjuster works for you, not the insurance company. They will advocate for a fair settlement, but it’s crucial to remain strategic in negotiations. Be patient, yet firm, in seeking the compensation your property needs for full restoration.
7. Regularly Review Progress
Keep track of milestones and review any progress the adjuster is making with the insurance company. This will help ensure that the claim moves forward efficiently and within a reasonable timeframe.
Why It’s Important to Use a Public Adjuster on St. George Island
St. George Island’s susceptibility to storms, hurricanes, and flooding can lead to complex and large-scale property damage. Public adjusters bring expertise in assessing such damage and ensuring that every aspect of the claim is fully explored and accounted for. They help business owners avoid underpayment and manage the intricate details of filing, documenting, and negotiating claims. For large property owners, a public adjuster can significantly reduce the time and stress involved in getting your business back up and running after a disaster.
About St. George Island, Florida
St. George Island, Florida, is a stunning barrier island located in the northern Gulf of Mexico, known for its pristine beaches, unspoiled natural beauty, and laid-back atmosphere. As part of the "Forgotten Coast," St. George Island offers visitors a peaceful retreat away from the more crowded tourist destinations in Florida.
Beaches and Outdoor Activities
St. George Island State Park: This 2,000-acre state park is one of the island’s most popular attractions, offering miles of undeveloped beaches, nature trails, and opportunities for swimming, fishing, kayaking, and birdwatching. The park’s tranquility makes it a favorite for those looking to experience Florida’s natural beauty.
Fishing: The waters around St. George Island are teeming with marine life, making it a prime location for fishing enthusiasts. Whether deep-sea fishing in the Gulf or surf fishing along the shore, anglers can expect to catch a variety of fish species, including redfish, sea trout, and flounder.
Shelling: The island’s beaches are ideal for shell collectors, offering a wide variety of seashells washed up along the shore.
Local Attractions
St. George Island Lighthouse: A historic lighthouse offering panoramic views of the island and the Gulf of Mexico. Visitors can climb to the top for a breathtaking experience and learn about the island’s maritime history.
Apalachicola National Estuarine Research Reserve: Located nearby, this reserve is one of the largest in the United States and offers visitors an opportunity to explore the diverse ecosystems of the Gulf Coast through educational programs and interactive exhibits.
Dining and Shopping
Local Seafood: St. George Island is known for its fresh seafood, with local restaurants serving up delicious dishes featuring oysters, shrimp, and other local catches. Visitors can enjoy waterfront dining with views of the Gulf.
Boutique Shops: The island features several quaint shops and boutiques where visitors can find local crafts, souvenirs, and beachwear.
Relaxed Island Living
St. George Island is famous for its peaceful atmosphere, making it an ideal destination for those seeking a quiet beach vacation. With no high-rise buildings or major commercial developments, the island maintains a low-key charm that appeals to nature lovers, families, and couples.
Accommodations
From beachfront vacation rentals to cozy cottages, St. George Island offers a variety of accommodations that allow visitors to enjoy the island’s natural beauty in comfort.
St. George Island, with its combination of scenic beauty, outdoor activities, and a relaxed vibe, is a perfect destination for those seeking a tranquil escape to Florida’s Gulf Coast.