Warwick, RI Public Insurance Adjusters

We are helping Warwick, RI home, condominium, and business owners with insurance claims in these areas:

• Warwick Neck Ave / Narragansett Bay Ave

• Cowesett / Chepiwanoxet

• Palace Garden

• Bald Hill Rd / Centerville Rd

• Potowomut

• East Natick

• Nausauket

• Pawtuxet

• Pontiac / Westcott

• City Center

• Other areas not listed — please call us.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sinkholes, and more — we can help.

For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

Luxury homeowners in Warwick, RI, dealing with mold damage face distinct challenges due to the often unique and high-value nature of their properties. Engaging a public insurance adjuster can significantly streamline the claims process, ensuring adequate compensation and proper remediation. Here are effective strategies to handle mold damage claims for luxury homes:

1. Prompt and Thorough Documentation: As soon as mold is detected, document all affected areas meticulously. Capture high-resolution images and videos that clearly show the extent of mold growth on luxury finishes, custom furniture, and other high-value items. This is crucial for substantiating the extent of the damage.

2. Review Your Insurance Coverage: Understand the specifics of your homeowner's insurance policy regarding mold damage. Luxury homes may have unique coverages and exclusions, particularly concerning high-value items and custom installations. Familiarizing yourself with these details is vital for effectively navigating your claim.

3. Engage a Specialized Adjuster: Hire a public insurance adjuster experienced in handling mold damage claims for luxury properties. Their expertise is crucial for assessing the true extent of the damage, understanding the value of affected items, and negotiating with insurance companies to ensure claims cover the high costs associated with restoring or replacing premium materials and features.

4. Mitigation Measures: Take immediate steps to prevent further mold spread, such as controlling humidity levels and removing moisture sources. Temporary measures should be executed carefully to avoid damaging the aesthetic and structural integrity of high-end finishes and installations.

5. Prepare a Detailed Damage Report: Work closely with your adjuster to prepare a comprehensive damage report. This report should not only detail the mold damage but also include an inventory of affected items, with estimates for cleaning, restoration, or replacement. Ensure that the values reflect the luxury market rates for such items.

6. Communicate Effectively and Regularly: Maintain clear and regular communication with your public insurance adjuster. Stay informed about the progress of your claim and provide any additional documentation or information promptly to facilitate the claims process.

7. Review Settlement Offers Carefully: Once an insurance offer is received, review it meticulously with your adjuster. They can help you understand if the offer adequately covers the high restoration or replacement costs associated with luxury properties and negotiate if necessary.

By following these steps and utilizing the expertise of a qualified public insurance adjuster, luxury homeowners in Warwick can effectively manage mold damage claims, ensuring their property is restored to its original state while securing appropriate compensation to cover high-value repairs.

About Warwick, RI

Warwick is a larger medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Rhode Island. With a population of 81,699 people and 22 constituent neighborhoods, Warwick is the second-largest community in Rhode Island.

Warwick is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.