Handling Every Aspect Of Your Claim With Your Best Interest At Heart - Public Adjuster

Global Patriot Adjusters, LLC. Licensed Public Adjuster for Residential & Commercial Claims: NH, MA, CT, RI, VT, ME, NY, LA, GA 1-800-654-3041

"Handling Every Aspect Of Your Claim With Your Best Interest At Heart"  is just a statement without the story behind our company and mindset.   Our mission was formed before we took the first claim.  Our mission is at the bottom of every e-mail me compose.  It is the first thing we teach our staff and Public Adjusters;

"Global Patriot Adjusters LLC is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability."

When we say "Handling Every Aspect Of Your Claim With Your Best Interest At Heart," it means the things on this list and a great deal more:

• We document your claim down to the very last item damaged item.  It doesn't matter if it is 50 Cents of $500.00, we make it part of your claim.
• We deal with respect with your insurance company and adjuster, but we only represent you in the process.
• We speed the process of getting your claim submitted and settled in a favorable way.
• We don't leave you in the claim process, we handle it end to end.  Our relationship with you will remain long after the initial Insurance claim process beings.
• We keep you up to date on our progress on your behalf.
• We keep your special circumstances in mind.  This can mean health, housing, pets, and special family needs. Taking ownership of your claim, is personal, and we expect to handle special needs on your behalf to the insurance carrier just the same!
• We seek advances on most claims to help with the cash flow of repairs.
• We handle Loss of Use and Additional Living Expense (A.L.E.) Claims.  These claims can help to make you comfortable during the process of the claim.  They must be handled with speed and proper pre-approvals we negotiate with the carrier.
• We handle even the smallest of claims because a small loss is just as much of a challenge for owners at times than total destruction of property.

Handling Every Aspect Of Your Claim With Your Best Interest At Heart -  Global Patriot Adjusters, LLC, Your Public Adjuster

Call us for a free no obligation consultation or for advice on how to proceed. 800-654-3041

INSURANCE CLAIM HELP - Before - And - After Your Have a Claim to File!

Before there is a problem the prudent choice is to - Read your insurance policy. Find out what it covers and what it doesn't. Be sure you are covered for the worst possible conditions. This should include Sewer Backup Coverage, Enough coverage for Flood and Homeowners, as well as enough Content Coverage and deductibles that won't break you.

When you have damage to your home and need to file a claim.  

“Absolutely resist the impulse to clean up immediately after the damage. The most important need you must address is taking pictures of the damage.”

— Marc Lancaric, Public Adjuster & President of Global Patriot Adjusters

If you think 10 pictures did the trick to show the damage, multiply this by 10 and take 100. You will never have "too many" pictures of the damage. We could tell you endless stories about not having enough pictures to prove the cause of the loss or the amount of the damage!

Next, you should, with camera in hand, Inventory the damage to the build and the contents. As a rule, your insurance company will not pay for anything over $100.00 if you do not have a picture.

Many people will produce a list of like items saying "5 pairs of men's dress shoes," or "5 sweaters." The story is much more detailed. Those shoes or sweaters were bought at different times and had a different values. If you let them be bundled together, you are giving away thousands in your coverage.

In one example, a property owner had turned in $25,000 in Insurance Content Coverage Items. When Global Patriot Adjusters took on this claim, we were able to break out all the items bundled together, and properly value each. The claim resulted in $56,000 in content coverage submitted and awarded by the carrier. Details always matter, and we know how to bring these details to the attention of the Insurance Carrier.

Absolutely do not throw anything away before you can show these items to your insurance carrier adjuster and to your Public Adjuster.

As your Public Adjuster, we can simplify this process. As your Public Adjuster - we will bring you an award that is much higher, and much less hassle.

This process can be cumbersome for the average homeowner even with the best intention. Marc Lancaric - Public Adjuster TERMINATES may problems felt by those needing to file a claim and often says,"The Insurance Carrier Hires a Professional Adjuster to work your claim, You should have the same - As your Public Adjuster Global Patriot Adjuster will TERMINATE the troubles these claims cause owners who experience an insurance loss."

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Sewer Backup Insurance Claims: A Reminder In Brooklyn, NY

Sewer Backup Insurance Claims

Earlier this week, a two-block area of Brooklyn, NY was affected by a broken water main utility line. The water from this broken line caused some 30 homes to experience from inches to feet in water damage to ground floors and basements. 

This is an occurrence which makes the phones at Global Patriot Adjusters ring with scared and frustrated homeowners. The first question we ask in assessing if the homeowner has coverage for Sewage Backup as a part of Homeowner's Coverage. Sadly, Most Owners Do Not Have This Coverage!

This coverage is what is called and additional rider on your Homeowner's insurance. It usually covers $5,000 to $25,000 for pipe related backups and damage. These coverages usually raise the cost of insurance a very small amount.

“There is simply no wiser insurance addition than sewage backup coverage. If you are served by public utilities, it should be as obvious as fire coverage! If your damage was beyond the insured amount, we would help you in working with an attorney to file for recovery of  your costs from the city utility that caused the damage.”

— Marc Lancaric, Public Adjuster & President of Global Patriot Adjusters

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041